January 2025 Bank Holidays List

January 2025 Bank Holidays List

The first month of 2025 will bring together celebrations and events. Banks will be off on January 13, which is a weekend. According to the Reserve Bank of India (RBI), the official holiday calendar has been announced by the central bank for January 2025. Here, at present, the closures listed are solely on account of national, regional, and cultural events.

Why Are Bank Holidays Important?

Bank holidays are important for people and companies that depend on traditional banking. Although online and mobile banking applications will be open during holidays, people who have plans to visit a bank or need specific services at a bank should plan their visits in advance.

Bank Holidays - January

Date	Day	Occasion	Cities Affected
January 1	Wednesday	New Year's Day/Loosong/Namsoong	Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong
January 2	Thursday	Loosong/Namsoong/New Year Celebration	Aizawl, Gangtok
January 5	Sunday	Weekly Holiday	All Banks Across the Country
January 6	Monday	Sri Guru Gobind Singh's Birthday	Chandigarh
January 11	Saturday	Missionary Day/Imoinu Iratpa/Second Saturday	Imphal, Aizawl
January 12	Sunday	Weekly Holiday	All Banks Across the Country
January 14	Tuesday	Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali	Ahmedabad, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad (Andhra Pradesh and Telangana), Itanagar, Kanpur, Lucknow
January 15	Wednesday	Thiruvalluvar Day	Chennai
January 16	Thursday	Uzhavar Thirunal	Chennai
January 19	Sunday	Weekly Holiday	All Banks Across the Country
January 23	Thursday	Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti	Agartala, Bhubaneswar, Kolkata
January 25	Saturday	Fourth Saturday	All Banks Across the Country
January 26	Sunday	Republic Day	All Banks Across the Country

How to Deal with Banking During Holidays

Banks will be closed on these dates, but customers can still access a variety of services:

1. Online Banking: Most transactions, including fund transfers, bill payments, and account management, can be completed online or via mobile apps.

2. ATMs: Cash withdrawals, deposits, and balance inquiries are available 24/7 at ATMs.

3. Customer Support: Most banks provide phone support for queries and non-transactional services.

Key Takeaways 

1. January 2025 Bank Holidays: 13 Holidays

2. Types of Holidays: National and Regional Holidays, Second and Fourth Saturdays, and Weekly Sundays. 

3. Plan ahead to avoid transaction or banking delays.

4. Digital Banking is flexible but knowing the holiday calendar will avoid hassles.